Know your Credit Score

Knowing your credit score is a vital part of the car buying process. When you know what's on your credit report you can better understand the interest rates and terms that lenders and dealers will offer you. That's right, you can negotiate the rate of your own loan, but only if you are prepared with the right information to do so.

To obtain a copy of your credit report, contact one of these credit bureaus:

Equifax
P. O. Box 740241
Atlanta, GA 30374
(800) 685-1111
www.equifax.com

Experian
P. O. Box 2104
Allen, TX 75013
(888) 397-3742
www.experian.com

TransUnion Corporation
P. O. Box 1000
Chester, PA 19022
(800) 916-8800
www.transunion.com